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• Meet Our Team - Information about The Jim Buff Team of Asheville, Arden and Weaverville, North Carolina

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Buncombe County, Henderson County, Madison County and Asheville

Financing Your Home >Mortgage Fears It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal! Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement. Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What characteristics must a home have to be considered a prestigious property? A  Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person. See More Real Estate Trivia >

The Jim Buff Team Keller Williams Professionals Realty 86 Asheland Avenue Asheville, NC 28801 Tel: 828-771-2310 Fax: 828-771-2311 Email: email@jimbuff.com Jim Buff specializes in North Carolina Real Estate and Luxury Homes, Land and Condo sales. Put success on your side, call Jim! www.JimBuff.com is brought to you by The Jim Buff Team NUMBER1EXPERTS™ in real estate for Buncombe County, Henderson County, Madison County and Asheville, North Carolina Read The Jim Buff Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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