You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It’s always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

  • Exactly how much home or land you can afford.
  • How much cash you will need for the down payment.
  • The minimum down payment, and advantages of higher down payments.
  • What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Once you fill out the form, we will quickly process your information and get right back to you!

Prefer to speak on the phone?

No problem! Feel free to give us a call at 828-771-2310

With nearly half a billion in sales, the Jim Buff Team has a track record of excellence when it comes to Western North Carolina real estate. With numerous awards and recommendations throughout the years, Jim’s resume speaks for itself. As a Certified Residential Specialist®, Jim has aided countless individuals and families in selling or buying their home.

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